Frequently Asked Questions

Answers to some of the most important questions on how we will accomplish our goals and improve the industry.



Frequently Asked Questions

To help better understand our project.  If you have further questions please do not hesitate to ask us at any one of the contacts below.






What is an ICO?
ICO (Initial Coin Offering) is a model of crowdfunding that allows us to issue Digital Tokens in exchange for investments. Each Token will entitle its holder to a share of HFBB annual profit distributed proportionately among all token holders.


When is the start of the ICO?
The ICO launch date will be posted to the site very soon.  The ICO launch is still yet "To Be Determined" however our target date is currently within the next 60 days.


Where can I learn more about your Project?
The best way to learn about the project would be to read the HFBB ICO White Paper, the info on the ICO and Corporate websites or ask us directly:


How can I participate in the ICO?
Purchase of pre-ICO Tokens will be available in the Buy Tokens section of this website.  You are currently able to purchase BenchCoin Tokens (BCT) using multiple payment methods via CoinPayments.net gateway:

  •     Multiple cryptocurrencies supported by CoinPayments.net (Minimum purchase amount 1 BCT = 1 EUR)
  •     Direct bank transfer via i-Account (Minimum purchase amount 100 BCT = 100 EUR)*
  •     Direct bank transfer via SOFORT (Minimum purchase amount 100 BCT = 100 EUR)*

*Please contact us for payment instructions with unique transfer ID code.


What is the expected value of BCT?
The initial price of 1 BCT is fixed at 1.00 EUR during the ICO.  The capital that has been placed into the Project during the funding, media coverage through the development of the Project and dividend expectancies will be the main form factors for the BCT exchange rate once it is listed at cryptocurrency exchanges after the ICO.


What is the minimum investment?
During the ICO 1 BCT = 1.00 EUR.  The minimum purchase amount for all types of payments, except EUR wire transfers is 1 BCT (equal to 1 EUR).


What are the bonuses for investors?
The earlier you invest, the higher bonus you will receive on your investment

  •     Week 1 – 20% token bonus;
  •     Week 2 – 15% token bonus;
  •     Week 3 – 10% token bonus;
  •     Week 4 – 5% token bonus;
  •     Week 5 – 0% token bonus.

The bonus will be immediately added to the number of tokens you receive as a result of your investment.  The total investment will be visible on your balance.  We won't be providing any bulk discounts during the ICO. We have decided to stick with weekly bonuses for early investors.


Why not to go to the bank?
The core principle of this project is for regular people to access a market that has many barriers.  It is a venture project and as the banks try to minimise their risks, they prefer loans. Those banks that do engage in such projects require a majority stake in the company.


Who can become an investor?
The central idea is to begin with crowdfunding, meaning everyone can become an investor.  The main thing here is the convenience and transparency of the investment process.  Some restrictions may apply due to jurisdiction of the purchaser.  It is up to the purchaser to make sure they are able to make such purchases.  We encourage our investors to be prudent with their decisions so not to create legal disputes.


Why did you select the Waves Platform for the Pre-ICO?
The main benefit of the Waves platform is that it allows users to generate tokens easily.  The platform can be used to pay dividends on each token.  Moreover, it has great developmental potential and is easy for regular users to understand.


How can investors feel safe?
We give a digital token to every investor and each token is entitled to a direct share of the Company's profits. This token is backed by real property which is an asset with intrinsic value.   The Company is fully registered and under OECD compliance is subject to audits.  Furthermore, the Company's director was in a position of fiduciary duty, as an auditor for the largest financial services firm in the world, for more than 30 years.  Therefore, every owner of the digital token should feel safe.  That said, every new venture has risks and each investor should be qualified to invest and understand their personal financial position or seek assistance from an independent financial advisor before making any investment.


What's the expected Return on Investment (ROI)?
Due to the nature of the business and differences between the investment goals we can achieve, the ROI may vary.  For now, you can take a look at our business model where we have analysed the perspectives of our approach.  This will help you understand the vision of our operations, while the actual profitability of the business will depend on the number of acquisitions and types of services we will have at our disposal as a result of the ICO.


What is the period of return on investment?
From the end of the ICO, it will take approximately (timeline 7 months) for leading acquisitions and development/renovation.  Revenues will start to be generated from the 1st month of tenant occupation which means a dividend may be distributed within the first year.  The second years dividend should be much stronger and continually increasing on a yearly basis with continued expansion of property acquisitions.


Where and how to receive dividends?
At the end of a financial year 35% of distributable profit of HFB Benchmark, Inc. is transferred to a specific Waves wallet. The Waves is then redistributed proportionately to all holders of HFBB BenchCoin Tokens (BCT) according to their holdings.


Can I invest if I am not from EU?
Joining the investors board is open to all countries with some exceptions. These exceptions lay within the regulations that are present in some jurisdictions, like the U.S.  We encourage our investors to be prudent with their decisions so not to create legal disputes.


How many tokens are issued during the ICO?
A maximum of 80 million BenchCoin Tokens (BCT) will be available for sale during the ICO.  At the end of the ICO, all 80 million tokens will be distributed to investors who contribute during the ICO process, including pre-ICO contributors.  All unsold tokens will also be distributed.  The pool of unsold tokens will be divided in proportion to the contribution made during the ICO and pre-ICO period and added to the individual wallets proportionately.


What is your plan if you fail to collect the necessary amount during the ICO?
If we fail to collect enough funding to start, we will return all funds. However a main point to the project is scalability and our MVP (minimal viable product or "investor model") is not capital intensive and is still profitable all the way down to a single unit (single apartment).  The minimum amount needed for the project MVP is €50,000.


How can I use the BCT after the ICO?
Trade the token or hold the token.  After the ICO the token will be listed on the Waves DEX and we also plan on listing on other cryptocurrency exchanges.  Besides trading, each holder of HFBB Tokens will be granted with an annual share of the profits distributed by HFBB.


Why did you choose to resort to such an unusual fundraising method?
Our project is to help digitise and democratise the student housing industry, allowing for anyone to access this alternative market starting at €1.  Blockchain technology and tokens allow us to do just that.  In addition, blockchain technology is safe and transparent for users.  Each user can see asset acquisitions and dividend disbursements.  The income goes to a separate e-wallet and it allows for real-time monitoring of transactions.


What am I supposed to do if I do not agree with your investment terms?
Do not invest!  O.K., that is a little tongue-in-cheek but we are adamant in seeking investors who believe in our project as much as we do.  If you disagree with our investment terms or amendments thereto, you can always discuss the terms with us prior to any investment.  We are not in a position to give advice, however we do strongly believe that if you are not sure if you are qualified to invest in such projects, you should seek advice from an independent financial advisor before making any purchase of BCT (which should also be true of any investment).

Phone: +46 (0)31 308 82 11  |  Email: [email protected]  |  Corp. Web:  hfbinc.com